K & I Financial Services

Kevin McHugh

| Our services |

About Us
Contact Us
We are a professional financial brokerage offering a comprehensive range of financial services tailored to individual, family, and business needs

INVESTMENTS

Making the right investment decisions requires clarity, planning, and discipline. We provide guidance on investment solutions aligned to your financial goals, risk profile, and time horizon.
Whether you are starting out, growing your portfolio, or planning for long-term wealth preservation, our role is to help you understand your options and make informed decisions.

Medical Aid &
Healthcare

Choosing the right medical aid can be complex. We assist individuals and families in understanding available options and selecting medical aid solutions that suit their healthcare needs and budget.
Our guidance focuses on clarity, affordability, and appropriate cover — without unnecessary complexity.

Our advisory services include:
Risk profiling and portfolio alignment
Goal-based investment planning
Ongoing reviews and adjustments
All investment guidance is provided in line with regulatory requirements and product suitability.
Our advisory services include:
Medical aid option comparisons
Plan suitability guidance
Ongoing support when needs change

Life Cover &
Risk Benefits

Life cover plays a vital role in protecting your loved ones and securing your financial responsibilities. We help structure life cover and related risk benefits to provide appropriate protection, without over-insuring or under-protecting.

Short-Term
Insurance

Short-term insurance helps protect your personal and business assets against everyday risks. We assist with selecting appropriate cover based on your assets, exposure, and lifestyle or business requirements.

Our advisory services include:
Risk profiling and portfolio alignment
Goal-based investment planning
Ongoing reviews and adjustments
All investment guidance is provided in line with regulatory requirements and product suitability.
Our advisory services include:
Business insurance solutions
Personal asset cover
Policy reviews and adjustments

GAP Cover

Medical expenses can sometimes exceed what medical aid schemes pay. GAP cover provides additional protection to help manage these shortfalls.
We guide clients through GAP cover options to ensure suitability and clear understanding of benefits and limitations.

Funeral
Benefits

Funeral cover provides peace of mind by easing the financial burden on loved ones during a difficult time.
We assist with affordable funeral benefit options tailored to family needs and budgets.

Group Benefits

We offer group benefit solutions for businesses, designed to support employees while aligning with business objectives.

VALUE ADDED SERVICES

Our advisory services include:
Group life and risk cover
Employee benefit structuring
Ongoing support and reviews
Our advisory services include:
All services are rendered under the Fairbairn Consult license, with a strong focus on ethical advice, sound business practices, and client-first guidance.

K & I Financial Services

Financial Advice you can rely on

CONTACT US

kevin-KIFS@fairbairnconsult.co.za

041 379 1458

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K & I Financial Services operates under the license and compliance framework of Fairbairn Consult, an authorised Financial Services Provider.
All rights reserved.

Copyright © K & I Financial Services 2026

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